Liability, full coverage, SR-22 filings and non-owner policies. Tell us what you drive and we will quote it on the call.
Auto insurance in Washington starts at a legal minimum that is lower than most drivers realize. That floor buys less than most people assume. These are the options worth weighing against it.
The state minimum that keeps you legal on Washington roads, plus the higher limits most drivers actually need.
Collision and comprehensive together, for financed vehicles and anyone who cannot absorb a repair bill.
The certificate the state requires after a suspension. Filed directly with the Department of Licensing.
Covers you when the other driver has nothing. Washington sees plenty of them.
For drivers who borrow or rent, with continuous coverage kept on record.
One policy across the cars and drivers at your address, quoted as a single number.
No forms that go nowhere. No waiting for a callback that does not come.
Year, make, model, and who drives it. That is enough to start.
State minimum against full coverage, so you can see the gap in real numbers.
You choose what you are comfortable carrying. We write it the same day.
If you need an SR-22, it goes to the Department of Licensing from our end.
Winter on the North Division hill is not the same risk as a summer commute down I-90, and the rate should reflect where you actually drive. We write across Spokane and the surrounding towns.
Rated 5.0 across 5 Google reviews. Read them all on the Google Business Profile.
"No pressure, no confusion, just solid service from beginning to end."
"The quote process was quick, and I liked how transparent the pricing was."
"The coverage options were explained in plain language, not industry jargon."
Washington requires liability coverage of 25,000 dollars for injury to one person, 50,000 dollars per accident, and 10,000 dollars for property damage. That is the legal floor, not a recommendation. A single at-fault accident involving a newer vehicle can pass 10,000 dollars in property damage on its own, which is why most drivers carry more. Call (480) 916-3349 and we will price both so you can compare.
An SR-22 is not a policy. Your insurer files the certificate with the Washington Department of Licensing, confirming you carry the required coverage, usually after a suspension or a driving-related conviction. You need an insurer willing to write the policy and make the filing. We handle both, and the filing goes in from our end rather than yours.
Yes. A non-owner policy covers you as a driver rather than covering a specific vehicle, which matters if you borrow, rent, or need to keep continuous coverage on record between vehicles. That route also covers an SR-22 requirement when no car sits in your name.
It depends on what the car is worth against what the extra premium costs. Collision and comprehensive pay out up to the actual cash value, so on a vehicle worth 2,000 dollars you reach a point where the premium over a few years exceeds any payout. If the car is financed the lender will require it regardless. Give us the year and mileage and we will run your actual numbers.
Yes. We write across Spokane County including Spokane Valley, Cheney, Liberty Lake, Airway Heights, Mead, Deer Park and Medical Lake. The office is on North Washington Street in downtown Spokane.
Phone
(480) 916-3349
Office
1212 N Washington St #149, Spokane, WA 99201
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One call, one number, no obligation. Tell us the vehicle and we will quote it while you are on the phone.
Call (480) 916-3349